Free Mortgage Pre-Approval
Once you’ve decided to buy your own home or make a move, the secret to negotiating the best deal is to get pre-approved by your mortgage lender. Deals have been lost over waiting for financing or credit checks, so get that process out of the way before you start looking.
We’ll process your application and find you the best rates and options, absolutely Free! We do this for clients in Calgary or throughout Canada!
Four Month Rate Guarantee
This means that if the interest rate changes, we’ll honor the quoted rate four months after. The risk was that rates would rise, causing either the home of your dreams to become more expensive on a monthly basis OR even become out of reach because of mortgage qualification guidelines. Guarantee yourself the lowest possible rate in Calgary, with our Four Month Rate Guarantee!
Free Mortgage Consultation
Your licensed mortgage agent is available here to help you with your specific mortgage needs whether it be financing, refinancing, purchasing, or getting equity out of all types of home real estate and commercial real estate. We can help answer your questions and find the best option for you!
100% Financing Option
Today the industry has changed, you may borrow up to 100% of the total price of your selected property. Imagine, you may qualify and don’t even know it. Dominion Lending Centres Westcor has prepared a check list of the eight necessary qualifiers:
- Have an accepted agreement of Purchase and Sale for a property in Canada
- A good credit rating
- A steady job
- Same industry for more than 18 months at least
- CMHC, Genworth Financial and AIG insure these kind of mortgages and the premium is added to the total mortgage amount
- Owner-occupied properties only
- Buyers must have closing costs equal to 1.5% of the purchase price.
New to Canada
New to Canada? There is a program for easy access to home ownership. You may qualify for a high-ratio mortgage that yields low rates and excellent features on mortgage products. Canadian lender insurers have identified new immigrants as a fantastic source of business, and have crafted an excellent suite of products to serve you. Even if you have yet to establish Canadian credit, low down payment mortgages are available to you. Please contact us if you are new to Canada, Alberta, or Calgary!